Short Term Disability

90% of disabilities aren’t work-related and therefore don’t qualify for Workers’ Compensation benefits.

Your income is often your most important financial asset. The 320 Firm’s short-term disability insurance offers income replacement benefits to help with the loss of income due to a covered illness or injury.

HOW IT WORKS

NO MEDICAL QUESTIONS

Guaranteed-issue is available for select products, which means no underwriting questions for your employees.

May not be available in all states.

GUARANTEED RENEWABLE

Guaranteed renewable plans up to age 75.

VALUE RIDER

Guaranteed Payout. Pays policyholders up to $1,000 every 5 consecutive years just for keeping the policy and rider.