Critical Illness Insurance

Only 1 in 10 middle-income Americans feel confident in having enough savings to cover family emergencies.

The 320 Firm’s critical illness insurance can help with the treatment costs of a serious health event, so your employees can focus on more important things in lifeā€”like getting better.


Policyholder suffers a heart attack and is transported to the hospital by ambulance.

He has heart surgery to implant a stent and is hospitalized. After leaving the hospital, he receives physical therapy.

Policyholder submits claim by 3 p.m. and receives benefits in just a day.

Payable to policyholder:


Several months later, he has heart valve surgery and is hospitalized.

Companies choose to make the 320 Firm’s policies available to increase benefits options without impacting their bottom line.

Only $25 per month per employee!

*Rates for some policies are age banded. These figures represent the average rates based on a 35-40-year-old. Actual rates may different slightly based on the age of each individual.*